Insurance People

Our Contents Insurance Policies

Too often the value of the belongings you have worked hard to purchase for your home is underestimated. Our flexible Contents insurance options will help provide you with the right cover to protect your valued belongings should anything be damaged, stolen or need repair or replacement.

What am I covered for?
What’s inside your house makes it a home. Our policies come with a range of different features to ensure your belongings are correctly covered.
Premier
Restricted

We will offer full replacement for your belongings except the few items outlined in the policy as being covered for market value.

We offer cover for your contents that you may have at your home that is used for trade or business use, just make sure you disclose this when you're signing up to your policy.

We’ll cover sudden and unforeseen events not intended or expected by you.

With our contents policy, your belongings are covered for any damage as a result of a natural disaster including earthquakes.

We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.

We offer full replacement on certain high value items such as jewellery and bicycles if they are specified on your policy.

We will cover your belongings for certain events while in transit to your new home, and with prior approval, we can offer cover for storage in an alternative location.

If you haven’t had a contents insurance claim with any insurer in the past year, we will give you a no claim bonus discount on your premium.

If your home becomes uninhabitable due to a covered loss, our cover will reimburse you for temporary accommodation, including boarding for your domestic pets and temporary storage for your belongings.

We cover your legal liability in some instances up to $2 million if someone's injured or their property is damaged at your home.

We offer credit card cover, meaning if they are ever stolen we can help to reimburse you for the costs incurred.

We will offer cover for your personal effects while you are temporarily travelling within Australia and the Pacific Islands.

If you have children living away from home in accommodation provided by a tertiary educational institution, we can offer cover for their belongings.

What’s inside your house makes it a home. Our policies come with a range of different features to ensure your belongings are correctly covered.
Premier Restricted

We will offer full replacement for your belongings except the few items outlined in the policy as being covered for market value.

We offer cover for your contents that you may have at your home that is used for trade or business use, just make sure you disclose this when you're signing up to your policy.

We’ll cover sudden and unforeseen events not intended or expected by you.

With our contents policy, your belongings are covered for any damage as a result of a natural disaster including earthquakes.

We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.

We offer full replacement on certain high value items such as jewellery and bicycles if they are specified on your policy.

We will cover your belongings for certain events while in transit to your new home, and with prior approval, we can offer cover for storage in an alternative location.

If you haven’t had a contents insurance claim with any insurer in the past year, we will give you a no claim bonus discount on your premium.

If your home becomes uninhabitable due to a covered loss, our cover will reimburse you for temporary accommodation, including boarding for your domestic pets and temporary storage for your belongings.

We cover your legal liability in some instances up to $2 million if someone's injured or their property is damaged at your home.

We offer credit card cover, meaning if they are ever stolen we can help to reimburse you for the costs incurred.

We will offer cover for your personal effects while you are temporarily travelling within Australia and the Pacific Islands.

If you have children living away from home in accommodation provided by a tertiary educational institution, we can offer cover for their belongings.

Policy documents and wording

This information is intended as a guide only. Exclusions and limitations do apply. Talk to us about these or refer to the full policy documents.

Policy documents and wording

This information is intended as a guide only. Exclusions and limitations do apply. Talk to us about these or refer to the full policy documents.

Have assistance at your side when you need it most
Our friendly team are on hand to help you out when you need it most. Contact us today and we will work with you to find a solution that best suits your needs.
We've been helping to protect Kiwis for over 30 years
Aon │ New Zealand's leading insurance broker
Aon is New Zealand's leading insurance broker, and with over 30 years’ experience Aon understand what New Zealanders need when it comes to personal insurance. With over 900 staff in branches across the country from Kerikeri to Invercargill, you’ll be sure to find us close by to assist with your insurance needs.
Customer Service
Our dedicated team of customer service personnel are on hand to provide you full support.
Trusted Insurers
We work closely with New Zealand's leading insurers to negotiate comprehensive and reliable insurance cover.
Claims Support
We are here to support you with the management of your claim directly with the insurer, making it quick and easy.
Personalised Policies
We are able to deliver you insurance solutions that are flexible and tailored to suit your individual needs.